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Poor enrollment of persons with disabilities in niramaya health insurance scheme over a decade under the Indian national trust

1 Department of Psychiatry, NIMHANS, Bengaluru, Karnataka, India
2 Department of Pediatrics, Kakatiya Medical College, Warangal, Telangana, India
3 Department of Psychiatric Social Work, NIMHANS, Bengaluru, Karnataka, India

Date of Submission06-Jul-2020
Date of Decision30-Nov-2020
Date of Acceptance28-Dec-2020
Date of Web Publication17-Feb-2022

Correspondence Address:
Hareesh Angothu,
Department of Psychiatry, NIMHANS, Bengaluru - 560 029, Karnataka
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Source of Support: None, Conflict of Interest: None

DOI: 10.4103/ijsp.IJSP_189_20l


Background: Niramaya Health Insurance Scheme is offered for persons with disabilities (PwD) under the National Trust Act, 1999, since 2008. There is less awareness among health professionals, PwD, and caregivers about this. Aims: The aim of the study was to study the number of enrolled PwD in the Niramaya Health Insurance Scheme across the country since its inception. Methods: Annual reports of the National Trust were available in the public domain, and information obtained from the National Trust was used for analysis. Results: Total enrollments have steadily increased from 36,153 (2008–2009) to 96,716 (2018–2019). Madhya Pradesh state accounted for more than two-thirds of total enrollments in the year 2018–2019, and enrollments from many other states and union territories are lesser than 100. Conclusions: After a decade of its launch, less than a fraction of eligible PwD is enrolled in the scheme. Multipronged efforts are needed to promote the enrollment and utilization of the benefits of the Scheme.

Keywords: Autism, cerebral palsy, health insurance, intellectual disability, multiple disability, National Trust, Niramaya

How to cite this URL:
Angothu H, Ajmera S, Thanapal S, Reddy KS, Jagannathan A, Muliyala KP, Thirthalli J. Poor enrollment of persons with disabilities in niramaya health insurance scheme over a decade under the Indian national trust. Indian J Soc Psychiatry [Epub ahead of print] [cited 2022 Jun 27]. Available from: https://www.indjsp.org/preprintarticle.asp?id=337869



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